Well, I do not know how you're being treated in Magento.
But Magento allows you to have 2 or more stores in the same installation, to register a new store access the System / Manage Stores admin.
If you are going to have the same products in both stores make up for a vision, vision and like another language, you could change prices etc because the same product would be in both eyes.
Now if it is different products, with different segments as you have set up the ideal is really to create stores.
Once you have that part of the store or vision created, access the means of payments.
When in payments, change the scope according to the image
Forwhichvieworstoreyouwanttosetthedifferences,soyoucantellthatbothhavethesamemeansofpaymentwithdifferences.
Itisalsopossibletoinstalldifferentiatedcheckoutsforeachvieworstoreinthesameway,inonestoreorviewyouactivatethenewcheckoutandintheotheritdisables,ifyouwantnewcheckouts click here