How to receive instant payment by credit card? [closed]

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Well, these days I had to refuse a site and application proposal, since they needed me to have a payment method for the application / site where it should be approved instantly so that the request was already delivered. I was working with the pagseguro using transparent checkout, however he Confirm payment on :

  

Credit Card - within 2 business days after payment, and can be   extend

And searching a bit more, I saw the mercadopago , which for credit card says to be instant approval. I wonder if there is another alternative for instant payment

    
asked by anonymous 20.06.2017 / 07:23

2 answers

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Instant payment will be a little difficult, because for security payment systems (also called gateway) adopt some security measures that help to keep the purchase and sale safe, this can take from a few minutes to a few hours, as depending on the holder and card information may require a confirmation via phone call or SMS.

I already use PagSeguro and I have card payments that are almost immediately approved (it takes about minutes), the 2-day deadline is "UNTIL" as mentioned by you: "Credit Card - within 2 business days after payment, may be extended"

It does not mean that it will be 2 business days, but rather it can occur UP TO 2 business days, Paypal adopts a similar measure, in other words for online sales the best you will get is confirmation in minutes (not on time unfortunately) p>     

20.06.2017 / 07:35
1

In Brazil there are no electronic payment companies that do this! They always ask for 2 days be it Paypal, MercadoPago, Pagueseguro and even Bcash / Payu! Because in addition to verifying if the used card is not cloned or fraudulent any transaction that involves card until going from adm of the card to the financial institution takes from 24 to 48 hours!

    
20.06.2017 / 13:05
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