Can I integrate payments into my system with banking institutions?

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Hello, I have a problem: I need to make a money deposit into a person's account from my system, which I implemented.

I need to know if I can make payments or transfers between accounts from my system. I need to be able to make a bank transfer or deposit, informing the value and the destination account. It could be any bank.

If there is no such possibility, is there some kind of online portfolio (similar to Neteller, for example) that I can make transfers and check the balance or extract via the API?

Thank you!

    
asked by anonymous 20.04.2016 / 06:03

1 answer

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Yes, just use a payment gateway. Do a google search, and see which of the ones that exist in the market, which most suits your need. They will offer you a library for you to integrate their api into their system, and most also offer support for implementation. But you will have to deal with transaction risks, different from using a payment integrator (paypal, moip, boacompra).

If you are not ready to take on these risks, you can hire a payment integrator instead of a gateway. They take all the risk of transactions, and other headaches, but they charge a higher service fee as well.

The integrator does not make direct deposit into account, the user would have to create an account on the integrator's website, and then redeem the money in his account. If you need direct deposit into your bank account, the best option is to use the payment gateway.

link

    
20.04.2016 / 12:28
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